Hiscox was one of a number of insurers that argued many business interruption policies did not cover disruption after small companies were forced to shut during the first lockdown.

Pubs, cafes, wedding planners and beauty parlours argued they faced ruin when they were turned down for payouts on business interruption policies .

In January, a Supreme Court ruling forced insurers to pay out on disputed coronavirus business interruption claims worth at least £1.2 billion.

Insurers have learnt an important lesson – the need for clarity in their wordings, to ensure intent is properly reflected in the policy detail.

Hiscox has undoubtedly suffered some brand damage this year, and have now begun paying claims as a result of the judgement.

At Tyto Law we can help you settle any dispute you might have with another person or a business. Dispute resolution doesn’t just mean going to Court.

We can send pre-action letters, help you with any correspondence you have received, help you through alternative dispute resolution procedures such as mediation. If all else fails, we can help guide you through resolution through the courts.